By now, you’ve probably already returned from your summer vacation. You probably have a nice tan and you’re feeling refreshed. Hopefully, you had a great time and nothing went wrong. But did you ever have a vacation where nothing went right? That’s where travel insurance comes in. This is a rather new thing, but it affords vacationers a number of benefits. Here are five advantages of travel insurance so you can consider it for your next trip.

1. Flight cancellations – Of course, half the fun of a vacation is driving through the country in one of the many comfortable and affordable Ford cars on the market. But if you choose to fly and something happens that causes you to cancel, your travel insurance could reimburse you for the ticket so you don’t eat those costs.

2. Lost or stolen luggage – Nothing can ruin a trip faster than losing your bags at the airport or hotel. Most travel insurance policies, however, have coverage for this. You can choose how much or how little the policy covers, too.

3. Theft or damage – Depending on the policy you choose, everything you take with you could be covered in case of theft or damage. Whether it’s as big as your biggest suitcase or as small as your toothbrush, the proper policy has it covered.

4. International safety problems – If you’re in a country that suddenly becomes hostile toward Americans or if there’s a natural disaster, travel insurance will make it easier for you to leave quickly at no out-of-pocket cost to you.

5. Medical expenses – If you get bit by a snake or if some other accident occurs, a comprehensive travel insurance policy has your medical expenses covered. That way, you can still save your money for getting home safely.