Here is our last installment on how to insure your certified Ford without paying more than necessary.  Employ some of these techniques and you could save hundreds (or maybe even thousands) on your auto insurance each year.

1. Don’t go back and forth.  Tell agents up front that you’re only getting three insurance quotes and you’re going with the least expensive one. If they know you’ll go back and forth, they might tell you to come back if somebody gives you a better quote. That means they’re not giving you their best prices. Make them commit to their absolute lowest prices instead of falling for this trick.

2. Don’t glance at your policy.  It’s very important to understand you policy and the coverage you have before signing anything. Does it include everything you asked for or is it lacking some essential coverage? If you’re not sure, ask the agent. If he or she doesn’t want to take the time to explain it, consider another company.

These tips aren’t intended to imply that insurance agents are shysters or con artists. But insurance is a business, and agents typically work on a commission. If you’re polite and up-front, you can cut through the act and arrive at a price that’s fair for both. You might even get one of the good ones who is dedicated to helping you get the most enjoyment at a price you can afford.